Finance track

Finance · Phase 22

Corporate Governance — Internal and External Mechanisms

Boards, incentives, ownership structures and market discipline: the machinery that makes agency costs bearable, and how Sweden does it differently.

Start here. If agency theory says what can go wrong, governance is the list of things that stop it. Split the list in two: internal mechanisms the firm designs itself (board, committees, pay, ownership, internal control) and external mechanisms the environment imposes (takeover threat, labour market, product-market competition, lenders, auditors, analysts, regulators). No single mechanism is decisive; they substitute for each other, which is why the same board structure looks effective in one country and useless in another.

In plain English

Plain English: owners cannot watch a manager all day, so they hire a small group of people to watch on their behalf — the board — and they arrange the manager's pay so that doing well for the company is also doing well for himself. Outside the company, competition, lenders and the risk of being bought or fired do some of the watching for free.

The advanced view

Advanced view: Adams, Hermalin & Weisbach (2010) survey board research and reach two conclusions worth carrying. First, boards perform two functions at once — advising and monitoring — and the structures that improve one often degrade the other, because information flows from the CEO to a board that may also have to discipline him. Second, almost every board variable is endogenous: firms choose their boards in response to their circumstances, so the correlation between independence and performance identifies a selection process, not a causal effect. Treat cross-sectional governance rankings with suspicion.

Internal mechanisms

Board composition

Independence, size, expertise, tenure, diversity of experience, foreign representation. Independence aids monitoring; insider knowledge aids advice.

Board process

Committees (audit, remuneration, nomination, risk), meeting frequency, quality and timing of information, executive sessions without the CEO, and a chair separate from the CEO.

Incentive design

Mix of salary, annual bonus, long-term equity, vesting horizon, performance conditions (relative TSR, ROIC, cash conversion), clawbacks and shareholding requirements.

Ownership structure

Concentration, identity of owners (family, state, foundation, institutional, PE), managerial stake, and share-class structure.

Internal control and reporting

Internal audit, delegation-of-authority limits, segregation of duties, whistleblowing — the plumbing of decision control.

External mechanisms

Market for corporate control

Underperformance depresses the price, invites a bidder, and costs the incumbent management their jobs. Blunted by anti-takeover devices and controlling owners.

Managerial labour market

Reputation is an asset. Managers who destroy value are priced accordingly for their next role, which disciplines behaviour without any contract.

Product-market competition

The strongest and most under-rated mechanism. Slack cannot survive intense competition; in a protected market bad governance is affordable for decades.

Creditors and covenants

Lenders monitor continuously, price risk, and impose maintenance tests. Leverage transfers monitoring to a professional who is paid to do it.

Auditors, analysts, media, regulators

Information intermediaries reduce asymmetry, and the threat of exposure changes behaviour before any enforcement happens.

Deeper

Swedish and Nordic governance: control without ownership

The Swedish model solves the agency problem differently from the Anglo-American one. Instead of dispersed owners disciplining managers through markets, a small number of long-horizon controlling owners sit close to the company. Three features do the work.

First, the nomination committee is appointed by and composed of the largest shareholders, not by the board. Owners select the directors who will monitor the CEO, so the board's loyalty runs to owners rather than to management — the opposite of the classic US critique of a CEO-captured board.

Second, dual-class A/B shares. A shares typically carry ten votes, B shares one. A holder with 20% of the capital can control 60–70% of the votes, creating a wedge between cash-flow rights and control rights. Third, sphere ownership: the Wallenberg model runs through Investor AB and foundation ownership, holding significant positions in listed industrials for decades and staffing their boards from a shared network.

The trade-off is real in both directions. Concentrated, long-horizon control supports patient investment, fast decisions in a crisis and genuine strategic ownership — but it disables the market for corporate control, and the residual risk shifts from manager-vs-owner to controlling-owner-vs-minority: private benefits of control, related-party transactions, tunnelling and pyramiding. So in a Swedish situation the governance question is rarely 'is the CEO monitored' and usually 'are minority holders treated the same as the sphere'.

Figure — the dual-class control wedge
A shares (10 votes)20% of capital72% of votesB shares (1 vote)80% of capital28% of votesthe gap between the two bars is the control wedge

The A-share holder funds a fifth of the company and casts roughly three quarters of the votes. Everything about the governance analysis follows from that gap: takeovers are effectively impossible, the board answers to one owner, and minority protection has to come from law and disclosure rather than from the vote.

Measuring the wedge

Votes held  =  10 × A shares  +  1 × B shares
Wedge  =  vote share  −  capital share
Example: 2M A shares and 8M B shares → votes = 20M + 8M = 28M
A holder owning all A shares: capital share = 2/10 = 20%, vote share = 20/28 = 71%, wedge = 51 points
Control premium in a transaction reflects the value of the vote, not the cash flow

Must know cold

  • Internal vs. external mechanisms, with three examples of each, and the point that they substitute.
  • Boards both advise and monitor; independence helps the second and can hurt the first.
  • Board research is endogenous — firms choose boards, so correlation with performance is not causation.
  • Swedish specifics: owner-appointed nomination committees, A/B share wedges, sphere/foundation ownership.
  • Concentrated control replaces the manager–owner conflict with a majority–minority conflict.

Worked example — does the takeover threat discipline this firm?

Step 1 of 7

  1. 1A listed firm trades at an equity value of 4,000; an acquirer believes it is worth 5,200 under better management

Common pitfalls

  • ×Scoring governance with a checklist. Mechanism quality is contextual; a checklist rewards form over function.
  • ×Assuming independent directors are always better. They are less informed, and information is what monitoring runs on.
  • ×Reading a Swedish company through a US lens. With a controlling sphere, the CEO-entrenchment story is usually the wrong one.
  • ×Ignoring product-market competition as a governance mechanism because it is not in the annual report.
  • ×Confusing control rights with cash-flow rights when computing per-share value in a deal.

Where this lands in strategy and in the room

Governance decides which recommendations are feasible. A break-up that a controlling foundation will never accept, a hostile approach where the target has 70% of the votes locked, a transformation that requires the board to fire the executives who designed it: all analytically sound, all undeliverable. Consultants who name the decision rights alongside the recommendation get taken seriously.

Exercises

Try each one on paper before revealing the worked solution.

Exercise 1

A company has 3M A shares (10 votes each) and 12M B shares (1 vote). A family holds all the A shares plus 1M B shares. Compute their capital and vote shares, and state the main governance risk.

Exercise 2

A structuring exercise. A CEO's bonus is 60% EPS growth and 40% revenue growth; the firm has just funded a large acquisition entirely with cheap debt and EPS rose 14% while ROIC fell from 12% to 8% against a 9% WACC. Structure the governance critique.

References

  • Adams, R. B., Hermalin, B. E. and Weisbach, M. S. (2010). 'The Role of Boards of Directors in Corporate Governance', Journal of Economic Literature, 48(1), 58–107.
  • Fama, E. F. and Jensen, M. C. (1983). 'Separation of Ownership and Control', Journal of Law and Economics, 26(2), 301–325.
  • Berk, J. and DeMarzo, P. (2023) Corporate Finance. 6th Global Edition, Pearson, Harlow.

Statistics glossary for this phase

The terms an interviewer expects you to use precisely — with the pitfall attached to each.

Dual-class shares (A/B)

Share classes with different voting power, typically ten votes versus one in Sweden.

In finance

Creates a wedge between capital and control, disabling the takeover mechanism.

Pitfall

×Valuing votes and cash flows as the same thing when computing per-share value in a deal.

Nomination committee

In Swedish practice, a shareholder-appointed body that proposes directors.

In finance

Makes the board answerable to owners rather than to the CEO.

Pitfall

×Assuming the US CEO-capture story applies to a company with a controlling sphere.

Private benefits of control

Value a controlling owner extracts that minorities do not share.

In finance

The main governance risk in concentrated-ownership markets; often shows up as a valuation discount.

Pitfall

×Reading the discount as mispricing rather than as compensation for weak minority rights.

Agency cost

The value lost when the decision-maker is not the owner: monitoring plus bonding plus residual loss.

In finance

Explains why a firm with a good spreadsheet still destroys value, and why leverage or payout can create it.

Pitfall

×Assuming the optimum is zero residual loss. Perfect alignment costs more than it saves.

Free cash flow problem

Jensen's point that cash beyond positive-NPV needs invites empire building.

In finance

The standard argument for buybacks, special dividends and LBOs in mature, cash-rich industries.

Pitfall

×Applying it to a growth firm, where retained cash funds real projects.

Practise this

The drills and cases where this phase turns into arithmetic you do out loud.