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Multiplication · level 1

Just above 100

Above the reference number the circles are positive, so you cross-add instead of cross-subtract. Nothing else changes.

Worked example: 106 × 104

reference number 100
106+6
104+4
cross-add: 106 +4 = 110
× reference: 11,000
circles: +6 × +4 = 24
= 11,024

Step by step

  1. 1

    Choose the reference number: 100

    106 is + 6 · 104 is + 4

    Write each number with its difference from the reference in a circle.

  2. 2

    Cross-subtract (or cross-add) diagonally

    106 + 4 = 110

    The other diagonal gives the same answer: 104 + 6 = 110.

  3. 3

    Multiply that result by the reference number

    110 × 100 = 11,000

  4. 4

    Multiply the two circled numbers

    (+6) × (+4) = 24

  5. 5

    Add it to the running total

    11,000 + 24 = 11,024

106 × 104 = 11,024

The theory behind it

Intuition

Multiplication is easiest near a round number. You multiply the friendly number, then repair the difference — the repair term is always (how far off) × (the other factor).

Common pitfalls

  • ×Losing the sign of the correction: rounding up means you subtract, rounding down means you add.
  • ×Correcting against the wrong factor — the repair multiplies the factor you did not round.

In the interview

Every case round is a multiplication: users × price, volume × margin, market × share. Speed here buys you thinking time for the so-what.