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Finance · level 3

Implied growth from a multiple

Any multiple is a statement about growth. Flip it into a spread over the discount rate and you can say out loud what the market is assuming.

Worked example: A business trades at 16× free cash flow with a WACC of 12%. Implied perpetual growth?

multiple16×
1 / multiple6.25%
implied g5.75%

Step by step

  1. 1

    A multiple is 1 / (r − g)

    16 = 1 / (r − g)

  2. 2

    So r − g = 1 / multiple

    1 / 16 = 6.25%

  3. 3

    Solve for g

    12% − 6.25% = 5.75%

  4. 4

    Judge it

    Above long-run GDP — the price embeds heroic growth.

A business trades at 16× free cash flow with a WACC of 12%. Implied perpetual growth? = 5.75

The theory behind it

Intuition

Reversing a multiple tells you what the market already believes. If the implied growth is heroic, the stock is priced for perfection.

Common pitfalls

  • ×Solving for growth while holding the discount rate at a value inconsistent with the multiple.
  • ×Mixing trailing and forward metrics.

In the interview

M&A and market-view rounds: 'what has to be true for this price?'